How to take online payments on a small business website

An AppCub website cannot take payments: it has no checkout, no payment gateway and no forms. What it can do is show your UPI QR code and UPI ID clearly, so customers pay you from their own UPI app. For payments inside a checkout, an app is the better fit.

Updated 2026-11-09

What "online payments" usually means

On a big shop website, payments mean a checkout: the customer picks items, the site works out the total, and a payment gateway takes the money and tells the shop it arrived. That needs a server, a database and a payment account behind the website.

An AppCub website is a set of plain pages about your business. It has no checkout, cart, forms or logins, so it cannot take a payment or confirm one. Say this plainly to yourself before you plan the website, so customers are not left looking for a Pay button that is not there.

What a website can show instead

Your UPI QR code as a picture, on the prices or contact page, so a customer can scan it from another phone or save it
Your UPI ID written in text, so customers on a phone can copy it into their UPI app
The name that shows when they pay, so they know it is really you: "Payee: Sharma Dental Care"
Clear prices and what is included, so people know the amount before they message you
A WhatsApp button with a ready message: "Hi, I have paid ₹1,200 for the December batch. Name: ..."

Good practice with UPI on a website

Use the QR code from your business or merchant UPI account if you have one, not a personal one you also use for family
Check the QR picture yourself: scan it with a different phone and see the right name appear
Ask customers to send the payment screenshot and their name on WhatsApp, and check your bank app before you confirm
Do not put your bank account number, IFSC and full name on a public page unless you are comfortable with it; a UPI ID is enough for most customers
If you take advance payments, write your refund and cancellation terms in plain words on the same page

When an app is the better fit

If you want people to pick items or a slot and pay in one go, make an app instead. An AppCub app can have a payment button that uses your own Razorpay account, connected from the chat along with your own Supabase database. The money goes to your Razorpay account, not to AppCub. An app can also have a "Pay via UPI" button that opens the customer's UPI app with your UPI ID and the amount filled in.

Many owners keep both: the website for people to find them on Google and see prices, and an app for regular customers to order, book and pay.

With AppCub

Attach your UPI QR picture in the chat and say: "Show this UPI QR code and my UPI ID on the Prices page, with a line asking people to send the payment screenshot on WhatsApp." AppCub places it, resizes it for phones and checks the page on a phone and a computer screen.

Questions

Can an AppCub website take card or UPI payments?

No. An AppCub website has no checkout or payment gateway. It can show your UPI QR code and UPI ID as information.

Will the website know when someone has paid?

No. Check your bank or UPI app, and ask customers to send the payment screenshot on WhatsApp.

Is it safe to show my UPI QR code on a website?

People can only send money to a UPI QR, not take it. Still, use a business account if you have one, and never share your UPI PIN.

Can I add a Razorpay button to my AppCub website?

No. Razorpay payments are possible in an AppCub app, connected from the chat with your own Razorpay and Supabase accounts.

What should I put on the page about payments?

The UPI QR code, your UPI ID, the payee name customers will see, prices, and what to send you after paying.

Can I take advance booking payments?

Through the website, only by showing your UPI details and confirming on WhatsApp. For bookings with payment in one step, make an app.

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