How to make an app for a loan agent

A loan agent's day is spent chasing papers and following up with lenders: whose salary slips are missing, which file is with which lender, whose property valuation is pending. An app keeps every applicant's file and its stage on your phone, so you can answer the applicant's call without digging through WhatsApp.

Updated 2026-11-09

Who uses the app

The agent and perhaps one or two field staff who collect papers. If field staff update files from their phones, connect your own Supabase database with sign-in; income and bank details are private.

The screens a loan agent app needs

Files: Every applicant's file by stage: papers pending, sent to lender, lender checks, decided, disbursed or closed
Applicant: Name, phone, loan type, amount asked for, employment type and a papers checklist
Papers checklist: What has been collected and what is still missing, based on the applicant type
Lenders: Lenders you work with, contact person and the files with each
Follow-ups: Today's calls to applicants and lenders, with notes from the last talk
Payouts: Commission due from lenders per disbursed file, received or pending

Features worth asking for

A WhatsApp button that sends the applicant a ready list of the papers still missing
File stages with dates, so you can tell an applicant exactly when their file went to the lender
A different papers checklist for salaried, self-employed and business applicants
A phone reminder for each follow-up date, in the installed app
A lender-wise list of files and their stages
A commission tracker for files that have been disbursed

Where the data lives

If you work alone, the files stay on your phone. If field staff collect papers and update files, connect your own Supabase database from the chat with sign-in, so only your team sees applicants' income and bank details.

How to make it with AppCub, step by step

Decide what the app does. List the screens you need, for example: Files, Applicant, Papers checklist, Lenders, Follow-ups.
Describe it to AppCub. Paste the request below, changed to your own business and details.
Check the plan. AppCub shows the screens and features it will build. Change them in the chat until they are right; seeing the plan is free.
Try it on your phone. The app runs live next to the chat. Scan the QR code to install it, and ask for changes.
Share it. Share it as a web link, an APK file, or publish it on Google Play from your own developer account.

Copy this request, change the details to match your loan agent, and paste it into AppCub:

Make an app for my loan agent work, Malviya Loan Services in Indore. Screens: files, applicant, papers checklist, lenders, follow-ups and payouts. Each file has applicant name, phone, loan type (home, LAP, business, vehicle), amount asked, employment type and lender. Stages: papers pending, sent to lender, lender checks, decided, disbursed, closed. Papers checklist by applicant type with a WhatsApp button listing missing papers. Follow-ups with date, notes and a phone reminder. Payouts per disbursed file. Field staff sign in. Dark green and white colours.

Tips for a loan agent app

Write the papers checklist for each applicant type once; it saves you typing the same list on WhatsApp every day.
Note what the lender said, with the date, every time you follow up.
Don't store full bank statements or ID photos in the app unless you need them; a tick that they were received is often enough.
Agree with your staff when a file moves from one stage to the next, so the list stays accurate.
Close files that went nowhere, with a reason, so the active list stays short.

What it costs

Describing your app and seeing AppCub’s plan for it is free.
A new app usually takes 60 to 110 credits. Start with the 2-day trial for ₹99 (150 credits, enough for one app and a few changes) or the one-time App Pack for ₹499. Starter is ₹1,599 a month for 700 credits.
Google Play needs a paid plan (it includes the Play Store bundle and your app’s signing key) and your own Google Play developer account, a one-time US$25 fee to Google.
Work that fails or is rolled back costs no credits.

See all plans

Good to know

AppCub doesn't connect to lenders' systems or credit bureaus, so the app can't check scores, apply or fetch a file's status. You note what the lender tells you, and messages go out when you tap WhatsApp.
AppCub builds Android apps. You can also share the app as a web link that opens on any phone; for the iPhone App Store, AppCub’s team can do it for you.

Questions

Can the app check an applicant's credit score?

No. AppCub doesn't connect to credit bureaus or lenders. You note what the lender tells you in the file.

Can field staff tick off papers from the applicant's home?

Yes, once the app uses your own Supabase database with sign-in. Staff open the file and tick what they collected.

Can I see which files are stuck with a lender?

Yes. Ask for a lenders screen that lists files with each lender, their stage and how many days since the last update.

Can the app track my commission from lenders?

Yes. Ask for a payouts screen where each disbursed file has the commission due and whether it has been received.

Can applicants upload their papers into the app?

Only if you build a separate applicant screen on an online database. Most agents keep it simple: applicants send papers on WhatsApp and staff tick them off.

Can the app remind me to follow up?

Yes. The installed app can show a reminder on your phone on the follow-up date; it may arrive a few minutes late.

Make your loan agent app

Seeing the plan is free. Building starts with a 2-day trial for ₹99.

Start building