How to make a website for a shop with an udhaar khata

An udhaar khata itself should never be on a website: what your customers owe is private, and a website is public. What a shop that runs on credit for regulars can use is a small website that shows the shop, what it stocks, home delivery and how a new family in the colony can start a monthly account. The khata stays in an app on your phone.

Updated 2026-11-09

What people look for on a shop with an udhaar khata website

What the shop sells, so a new family knows whether it can do its monthly shopping with you
How monthly accounts work: who can open one, when the bill is settled, and how to pay
Home delivery: the colonies you cover and the timings
Ways to pay the month's bill: cash, UPI or bank transfer, and on which dates
The owner's name and how long the shop has served the area, since credit runs on trust
Timings, the weekly off and a WhatsApp number for sending the day's list
Nothing about any customer: no names, no amounts, no 'defaulters' list

The pages your website needs

Home: What the shop sells, the colonies you deliver to, timings and a WhatsApp button to send a list
What we stock: Groceries, dairy, household items and anything else regulars buy every month
Monthly account: How a family can buy through the month and settle on a fixed date, who to talk to, and the ways to pay
Home delivery: Colonies covered, delivery timings and how to send the order on WhatsApp
Contact: Address, landmark, timings, weekly off, phone, WhatsApp and a Google Maps button

Sample words for your home page

Your monthly ration shop in Vijay Nagar, Indore

Groceries, milk and household items with home delivery in the morning and evening. Regular families can buy through the month and settle on the 5th.

Agrawal General Store has served Vijay Nagar families since 1998. Many of our customers have kept a monthly account with us for years: they take what they need, and we share a clear statement before the 5th of every month. New in the colony? Come and meet us, or send us a WhatsApp.

Use these as a starting point and write them in your own words: AppCub can rewrite them for you in the chat.

How to make it with AppCub, step by step

Decide the pages. Most shop with an udhaar khata websites need these pages: Home, What we stock, Monthly account, Home delivery, Contact.
Describe it to AppCub. Paste the request below, with your own name, address, prices and timings.
Check the plan. AppCub lists the pages and what goes on each. Ask for changes until it is right; seeing the plan is free.
Add your details and photos. Replace every sample with your real details, attach your own photos, and check each page on the phone and computer preview.
Publish and share. Choose your address (your-name.sites.appcub.ai), put the website live and share the link on WhatsApp.

Copy this request, change the details to match your shop with an udhaar khata, and paste it into AppCub:

Make a website for my shop, Agrawal General Store, near the main square in Vijay Nagar, Indore. Pages: home, what we stock, monthly account, home delivery and contact. We sell groceries, milk, bread, eggs and household items. Regular families can buy through the month and settle by the 5th by cash or UPI; new families can ask the owner, Ramesh Agrawal. Home delivery 8 to 11 AM and 5 to 8 PM in Vijay Nagar and nearby colonies. Open 7 AM to 10 PM, every day. WhatsApp 98XXXXXXXX. Green and white colours.

Tips for a shop with an udhaar khata website

Never put a customer's name, balance or a list of people who owe you on the website, even as a warning; it is public, and it is your customers' private information.
Keep the monthly account page general: the settle-by date and how to pay, not limits for any one family.
Show the owner's photo and name on the home page; people open an account with a person they know.
Put your UPI ID or QR on the shop counter, not on the website; payments are matched in your khata app, not online.
Add the shop to a free Google Business Profile so new families in the area can find it.

What it costs

Describing your website and seeing AppCub’s plan for it is free.
Making it and changing it in chat uses credits for the work done: start with the 2-day trial for ₹99 (150 credits) or the one-time App Pack for ₹499 (200 credits, no autopay). Starter is ₹1,599 a month for 700 credits.
Publishing is free for an account that has paid AppCub once, at your-name.sites.appcub.ai.
Work that fails or is rolled back costs no credits.

See all plans

Good to know

A website can't keep a khata, show anyone's balance or take payments; it is public and has no logins. For the ledger itself, with each customer's udhaar and jama and a WhatsApp reminder, use an udhaar khata app on your phone.
The pages are written in English. You can talk to AppCub in English, Hindi or Hinglish.
A website has no forms, bookings, payments or logins: visitors reach you on WhatsApp, by phone or on Google Maps.
Every page carries a small “Made with AppCub” badge and a “Report this site” link.

Questions

Can I put my udhaar khata on a website?

No, and you shouldn't. A website is public, and what your customers owe is private. Keep the khata in an app on your phone and use the website only to show the shop.

Can customers check their balance on my shop's website?

No. An AppCub website has no logins. A khata app with your own Supabase database and sign-in could let each customer see only their own account.

Can I list customers who haven't paid on the website?

No. Naming people who owe you in public can hurt your shop and your customers, and it is their private information. Remind them privately on WhatsApp.

What should a monthly account page say?

Who can open one, the date bills are settled, how to pay, and who to talk to. Keep limits and amounts for each family off the website.

Can customers pay their monthly bill on the website?

No. The website has no payments. Customers pay at the counter, by UPI to your QR, or through a payment button in an app connected to your own Razorpay.

Do I need a website if I already have a khata app?

Not for the khata. A website helps new families in the colony find the shop, see what you stock and message you; the app keeps the accounts.

Make your shop with an udhaar khata website

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